By Shweta Goyal | Founder, Her Wealth Circle
For the longest time, I believed that financial freedom was something reserved for other people — the high achievers, the fearless entrepreneurs, or those who had it “all figured out.” I was a topper, an MBA in Finance, ambitious and full of dreams. But as life unfolded, marriage, motherhood, and self-doubt slowly began to blur that version of me.
I found myself caught in the rhythm of responsibilities — caring, managing, doing — yet quietly losing touch with the woman who once dreamed big. And then came the moment that broke me: failing the UPSC exam.
That one event didn’t just take away a career opportunity; it took away my confidence. I began questioning my worth, my decisions, and my ability to rebuild. It’s strange how one setback can silence the voice within you — the one that once said, “I can.”
For years, I avoided anything that made me feel uncomfortable — especially money. I told myself, “I’ll deal with it later,” but later never came. I handled household finances but didn’t really own them. I played safe, stayed small, and convinced myself that my dreams could wait.
The Awakening: A Moment of Choice
In 2021, when I was pregnant with my second child, life gave me a mirror. It wasn’t about money, or career, or success — it was about responsibility. I realized that I wasn’t just nurturing another life; I was shaping what my children would one day believe about themselves.
How could I tell them to be brave, confident, and independent when I wasn’t living that truth myself? That question changed everything.
Something shifted inside me. I decided to stop waiting for permission — from society, from circumstances, or from fear — and take full ownership of my life. It wasn’t an overnight transformation. It was a process — slow, painful, and deeply healing.
That’s when mentors like Sadhguru and Puja Puneet entered my life and helped me reconnect with who I truly was. I began to understand that money was never the enemy. It wasn’t just about numbers or savings — it was energy. A mirror that reflected my own relationship with self-worth, security, and trust.
Healing My Money Story
I started digging deeper into my own money patterns — the fears, the guilt, the avoidance. I realized how many women, including myself, carry invisible stories about money.
Stories like —
“Talking about money feels selfish.”
“I’m not good with finances.”
“My partner or family will handle it.”
But these beliefs keep us small. They disconnect us from our power.
I began combining my financial knowledge with emotional healing — understanding how mindset shapes money decisions. As I worked on my own transformation, I started to see money differently. It wasn’t about scarcity anymore — it was about flow.
When I shifted my energy from fear to abundance, opportunities began to appear. I didn’t just start managing money better; I started inviting it in — with confidence and calm.
The Birth of Her Wealth Circle
Out of this personal awakening came a larger purpose — Her Wealth Circle.
I wanted to create a safe, supportive space where women could learn, heal, and grow — both financially and emotionally. A space where conversations about money felt empowering, not intimidating.
At Her Wealth Circle, I blend practical finance with personal growth. We talk about goal-based investing, wealth creation, and financial planning, but we also talk about money blocks, fears, and mindset shifts. Because true financial freedom comes from harmony between logic and energy, action and intention.
Money is not meant to create stress. It’s meant to create choices — to help you live your life on your terms.
Every session, every workshop, every conversation within the Circle is designed to help women raise their Money Energy — that inner alignment where wealth flows with ease, peace, and purpose.
The Deeper Lesson: Worth Before Wealth
If there’s one thing my journey has taught me, it’s this — you cannot build lasting wealth without building self-worth first.
We can earn, save, and invest — but if deep inside we don’t feel deserving of abundance, it will never stay. Money amplifies who we are, not just what we have.
So I stopped chasing money and started aligning with it. I began seeing wealth as a reflection of my inner balance — not a number, but a vibration.
And that’s what I teach every woman I work with: before you chase financial growth, nurture emotional peace. Before you make money decisions, understand your energy around them. Because when you heal your money story, you don’t just change your bank account — you change your entire experience of life.
Her Wealth Circle: A Movement for Women
Today, Her Wealth Circle is more than a financial platform — it’s a movement.
A movement to help women reconnect with their inner power, take charge of their money, and live a life of abundance — from the inside out.
We’ve seen women who once felt lost with finances now confidently invest, plan, and build wealth aligned with their dreams. We’ve seen women move from guilt to gratitude, from confusion to clarity.
Because the truth is — financial empowerment is emotional empowerment.
When a woman steps into her financial power, she transforms her family, her community, and future generations.
The Journey Continues
My journey from self-doubt to self-worth isn’t just my story — it’s the story of countless women who are rediscovering their strength, one decision at a time.
If you’ve ever felt disconnected from your financial power, know this: you’re not alone. Every woman deserves a fresh start, a chance to heal, and the freedom to rewrite her money story.
You are not behind. You are not late.
You are exactly where your journey begins.
Her Wealth Circle stands as a reminder that wealth is not just about accumulation — it’s about awareness. When you align your money with your mindset, and your mindset with your purpose, you don’t just create wealth; you create peace.
